When you apply for financing from a reputable business lender, you can make investments in your short-term and long-term goals for your floral business. Plus, you can make yourself stand out to potential clients.

As the owner of a floral business, you need to be aware that you have several options for business financing. You may pursue an SBA loan, alternative lending solutions, bad credit business loan, line of credit, credit cards, or even a merchant cash advance.

Before applying, you must make sure to do your research. This will help ensure that you are choosing the option that meets your needs- and that you meet the requirements to apply. In this article, we’ll show you the steps for leveraging your loan to benefit your floral business.

9 Ways to Leverage a Loan in Your Floral Business

There are 9 ways that you can use a loan in your floral business:

Have funds to invest in seasonal expenses.  

This includes things such as hiring additional employees, purchasing extra inventory, and updating interior décor.

Invest in a variety of marketing strategies.  

This includes things such as paying for ads on Yelp, creating sponsored content on Facebook and Instagram and sending out direct mail with coupons. These things will keep your business at the top of the minds of consumers.

Purchase inventory for arrangements.  

If you don’t have the inventory, you may have to turn away potential customers.

Offering delivery.

If you don’t already, you might want to consider implementing delivery services to make it easier for clients to get their floral arrangements to their recipients.

Offer customizable options  

Most of the time, the reason that clients visit a floral shop is for something personal. If your arrangements are mass-produced, they will likely go somewhere else. Don’t just stick with the basic options- be creative. These costs will add up-but they will also make your floral business more profitable.

Add an online ordering option  

In the interest of streamlining your ordering process, consider implementing an online ordering system. You may feel like order management software is a costly investment, but it will be worth it if your customers can easily place their orders.

Hire more employees  

In order to ensure that your customer service is top-notch, you may want to consider hiring additional employees. After all, an understaffed business has a detrimental effect on your clients’ experience. A business loan can help you have the funds to cover payroll for your additional employees.


A business loan can help you expand your company. Perhaps you are currently only a brick-and-mortar store- you could benefit from moving online and vice-versa. You may even want to consider opening a new location in a different town or expanding your current space. No matter what, expanding your business with a business loan may help you become more profitable.

Use as an additional cash flow  

Cash flow is everything when it comes to the success of a business. If you don’t have it, running a business can be a challenge. When you receive a business loan, you can make payroll, pay bills, and cover last-minute expenses.


Now that you understand how you can leverage a small business loan for your floral business, take some time to review your business plan. This will help you prepare to apply for a business loan. When you’re ready to move forward, contact Rexford Commercial Capital to get started.