The How, What and Why of a Small Business Loan

Small business loans provide many options and opportunities for small businesses. If you are looking for a way to finance a property, certain equipment or need cash on hand to help conduct business, our SBA loans may be the perfect fit for you.

How To Get a Small Business Loan

Here at Rexford Commercial Capital, we care about getting you the funding you need quickly and effectively. We have the authority from the Small Business Administration to process these loans, which means we can give you the funding you need at a faster rate. When considering your business for a loan, we will look at your current cash flow as well as past debts and current assets. Once approved, your SBA loan will include the following terms and benefits:

  • In general, loans have 15-year terms
  • Financing up to 80 percent
  • Competitive rates
  • Rates can be variable or fixed (depending on the 7a or 504 programs)

We can offer funding up to $5 million dollars, depending on your needs and ability. We also offer a 25-year term that can finance up to 90 percent instead of the normal 80 percent.

What Options Are Available With a Small Business Loan

Are you thinking about financing property? Whether it’s for your office, store or investment opportunities, we work with many kinds of properties. Financing property includes purchasing, building or renovating.

Along with property, small business loans allow you to finance your equipment. Depending on your business, you may require certain types of expensive tools, such as medical equipment, printing machinery or laundry equipment. We can help you get the tools you need to run a successful and thriving business.

Why You Should Get in Touch With Us Today

We know how difficult it can be to find the financing you need. If you are a small business and have financing needs, an SBA loan is a great option. Contact us today to learn more about the qualification process.