Talk Through the Goal
We start with the property, the timeline, and the goal.
Advisor-Led Financing Guidance
Rental Property Loans
We connect landlords and investors to long-term and short-term rental property loan options, including DSCR programs.
Loan Range: $75,000 – $10,000,000
Typical Timeline: 21–45 days
- Long-term rental acquisition
- Refinance to improve cash flow
- Portfolio expansion in regional markets
- DSCR-based investment property financing
Talk Through Your Scenario
Share the basics. We'll map the likely path.
This May Be A Fit If...
- Long-term rental acquisition
- Refinance to improve cash flow
- Portfolio expansion in regional markets
- DSCR-based investment property financing
How We Evaluate The Deal
We keep the early conversation practical so you know the likely path before the file gets heavy.
Map the Realistic Lending Path
We outline likely structure, down payment, and documentation early.
Stay Involved Through Closing
If the path makes sense, we stay involved through underwriting and closing.
Executive Summary
What Lenders Usually Want To See
At a high level, these are the points lenders usually focus on first.
Debt service coverage aligned with lender requirements
Seasoning and reserves vary by program
Investor entity documentation available
Rental property financing usually comes down to property cash flow, reserves, and the strategy behind the hold. We help investors compare long-term rental, short-term rental, and DSCR-style options without wasting time on poor-fit lenders.
Where these loans usually fit
- Acquisition of long-term rental properties
- Rate-and-term or cash-out refinance
- Portfolio expansion for repeat investors
- DSCR-focused requests where property income drives the deal
What lenders usually review
- Current and projected property cash flow
- Debt service coverage and reserve position
- Ownership entity documentation and experience
- Property condition, lease profile, and market story
DSCR versus full-doc paths
Some deals fit a DSCR approach, while others are better served by conventional investor documentation. We help you understand which path is more realistic based on the property and your broader portfolio.
What Clients Say
Clients come to us for clarity, speed, and straight answers.
"Rexford moved fast, explained every option clearly, and helped us close on terms that worked for our cash flow."
Clear guidance before the file gets heavy.
We start with the scenario, test the likely path, and stay involved through closing.
Frequently Asked Questions
Do you offer DSCR loans?
Yes, we work with lenders that qualify deals primarily on property cash flow.
Can I refinance an existing rental?
Yes. Rate-term and cash-out refinance options may be available based on equity and performance.
Are short-term rentals eligible?
Some lenders permit short-term rental properties with documented income history or projections.