"Rexford moved fast, explained every option clearly, and helped us close on terms that worked for our cash flow."
Commercial Real Estate Financing
Whether you need to purchase, refinance, or pull cash out of a commercial property, we work with local banks across the Capital District and Adirondacks to find the right fit for your deal.
Loan Range: $75,000 – $50,000,000
Time to Close: 30–60 days
Who This Is For
- Owner-occupied commercial property purchase
- Investment property acquisition or refinance
- Mixed-use, retail, office, industrial, and multifamily
- Cash-out refinance for business capital
How It Works
- Initial consultation with Sarah or Craig to define your financing goals.
- We match your file with local lenders aligned to your scenario.
- You complete final documentation and move toward closing.
What We Look For
- Minimum 680 credit score (varies by lender)
- 12+ months in business preferred
See What You Qualify For
40 years of combined lending experience
What Clients Say
Feedback from small business owners we've helped access the financing they deserve.
Frequently Asked Questions
What types of properties do you finance?
We work with mixed-use, retail, office, industrial, and multifamily properties. If you have a specific property type in mind, reach out and we'll let you know what options are available.
How long does approval take?
Most conventional commercial loans close in 30–60 days from a complete application. We'll give you a realistic timeline based on your specific scenario.
Do I need a large down payment?
Typically 20–30% down for conventional commercial loans. SBA 504 programs can reduce this significantly. We'll walk through all available options with you.
Related Services
Bridge Loans
Short-term financing to bridge the gap between purchase and permanent financing.
Learn More →Small Business Loans
SBA and conventional loan options for business acquisition, expansion, and more.
Learn More →